Table of contents
| Name of Organization | Credy |
| Full Name of Organization | Cready Technologies Private Limited |
| Hotline | 08046805616 |
Cready Technologies Private Limited - Product Features
| Min. financing amount | 10000 INR |
|---|---|
| Max. financing amount | 100000 INR |
| Max. financing amount | 365 days |
| Loan tenure | 0.03% |
| Approval duration | The approval duration for a loan from Credy India typically depends on the type of loan being applied for and the user's creditworthiness. |
Fees & Charges
| Debt consolidation | Debt consolidation is an important option for managing debt, and Credy India provides users with the ability to do so. Through their easy application process and flexible repayment options, they provide a secure platform for customers to access credit products quickly and easily. With excellent customer service available 24/7 and commitment to providing quality financial services, Credy has become a trusted ally of millions of Indians looking for ways to manage their debts efficiently. |
|---|---|
| Processing fee | Credy India charges a processing fee for its loan products, which is usually between 1-2% of the loan amount. |
| Stamp duty | Stamp duty is a government levy imposed on documents that are signed as part of a financial transaction. |
| Annual fee | Credy India does not charge any annual fee for its loan products. Instead, they apply a processing fee which is based on the loan amount. |
| Other fees | Credy India also charges a convenience fee for their loan products. This fee is used to cover the additional costs associated with providing users with the convenience of secure and easy online transactions. In addition, Credy may also charge additional fees for late payments or missed payments. |
Penalties
| Early settlement | Early settlement of a Credy loan is an attractive option for users looking to save money. This is because settling a loan earlier can result in a lower overall interest payment. |
|---|---|
| Late payment charges | Late payments on a Credy loan may lead to a variety of consequences. When a borrower does not make their payments on time, their credit score can be impacted, and they may incur additional charges in the form of late payment fees. |
| Other penalties | Failure to make payments on a Credy loan can result in additional penalties being imposed. These include higher interest rates, increased late payment fees, and a potential impact on the user's credit score. |
Additional Requirements
| Need to bind a bank account | No |
|---|---|
| Other details | Credy India provides a range of loan products to meet the needs of its customers. These include personal loans, home loans, car loans, and business loans. With its fast approval process and flexible repayment options, Credy is a trusted ally for millions of Indians looking for ways to access credit and manage their debts efficiently. |
About Credy
Credy is India’s leading financial services platform that enables users to access credit solutions with ease. Founded in 2015, Credy has revolutionized the way users access credit products, by making them more accessible, secure and hassle-free. By utilizing technology and data science, Credy offers personalized lending products such as loans and cards to users. The company is focused on providing the best quality financial services to its customers and prides itself on being a trusted ally to millions of Indians. Credy also has an extensive partner network that includes banks, NBFCs and other financial institutions.
Is Credy legit?
Best offers
Yes, Credy India is a legitimate financial services platform. It is regulated by the Reserve Bank of India, and it has been operating for five years since its inception in 2015. The company is focused on providing quality financial services to its customers by utilizing technology and data science to personalize credit products such as loans and cards. Credy is also backed by an extensive partner network that includes banks, NBFCs and other financial institutions. All in all, Credy provides a trustworthy and secure platform for users to access various types of credit solutions.
How do I get a loan?
To get a loan from Credy India, users can apply online through the company’s website or mobile app. The application process is straightforward and takes only a few minutes to complete. Once the application is submitted, Credy evaluates the user’s creditworthiness based on their past financial history and current income levels. If approved, the user will receive a loan amount based on their eligibility. Repayment of the loan is then done through easy and secure online payments. Credy also offers flexible repayment options to suit individual needs.
Customer Service
Credy India offers excellent customer service to its users and is committed to providing them with the best experience possible. Users can contact Credy India’s dedicated customer service team via email, phone or post. The Credy team strives to solve all queries quickly and efficiently and is always available to help with any query or concern. They are committed to providing a seamless experience for their customers and do everything they can to ensure complete satisfaction.
Credy India is revolutionizing the way people access credit products by making them more accessible, secure and hassle-free. With its excellent customer service and commitment to providing quality financial services, Credy has become a trusted ally for millions of Indians.
How to repay loan
Repaying a loan from Credy India is easy and secure. Users can choose to make payments through the Credy website or mobile app, as well as directly through their bank account. Users can also set up an auto-debit facility, where their loan repayment amount will be automatically deducted from the account on due date. Credy also offers flexible repayment options to suit individual needs. For users who need help with their loan repayment, Credy India’s dedicated customer service team is always available to assist.
How to take a loan in Credy?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the India;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure Credy
I know everything about the India financial market because I have been working in the financial sector for more than five years.