Table of contents
|Name of Organization||Kredit Bee|
|Full Name of Organization||Finnovation Tech Solutions Private Limited|
Finnovation Tech Solutions Private Limited - Product Features
|Min. financing amount||1500 INR|
|Max. financing amount||1000000 INR|
|Max. financing amount||365 days|
|Approval duration||Kredit Bee India offers a quick and efficient loan approval process. On average, it takes just a few minutes for customers to complete the online loan application form and receive an initial response.|
Fees & Charges
|Debt consolidation||Kredit Bee India offers a convenient and hassle-free debt consolidation service for salaried individuals. With this service, customers can combine multiple outstanding loans from different lenders into one loan with a single repayment plan.|
|Processing fee||Kredit Bee India charges a processing fee for all loan applications. The amount of the processing fee varies depending on the amount of the loan and the loan tenure. However, customers should note that this fee is excluded from the total amount of money they have to repay and must be paid separately.|
|Stamp duty||In Kredit Bee India, customers may be liable to pay stamp duty when applying for a loan.|
|Annual fee||Kredit Bee India does not charge an annual fee for any of its loans. Instead, the company charges a one-time processing fee for each loan application. This fee is applicable to both new and existing customers and is charged upfront at the time of loan disbursal.|
|Other fees||Kredit Bee India may charge other fees in addition to the processing fee, such as late payment fees, prepayment fees and foreclosure charges. Customers should check their loan agreement carefully to ensure they are aware of all associated fees.|
|Early settlement||If you wish to settle your loan from Kredit Bee India early, you may do so without penalty. This means that customers can pay off their loan before the end of the agreed loan tenure without incurring any additional charges.|
|Late payment charges||Kredit Bee India charges a late payment fee if customers fail to make their loan repayment on time.|
|Other penalties||Kredit Bee India may impose other penalties on customers who fail to make their loan payments on time.|
|Need to bind a bank account||Kredit Bee India allows customers to bind their bank account to their loan application. This helps Kredit Bee India verify a customer's identity and income details, as well as to process their loan application faster.|
|Other details||Kredit Bee India offers a secure, reliable and convenient platform for loan applications.|
About Kredit Bee
Kredit Bee India is a digital lending platform that provides small ticket loans to salaried individuals. It was launched in India in 2018 and has since become one of the leading online loan providers. The company works with more than 60 lenders and partners across the country, offering easy access to credit for customers.
Is Kredit Beelegit?
Kredit Bee India is a legitimate business offering credit to eligible salaried individuals. The company is licensed and regulated by the Reserve Bank of India, ensuring that it adheres to all applicable banking laws. In addition, Kredit Bee India has implemented multiple security measures to protect customers’ personal data from any potential risks.
How do I get a loan?
In order to get a loan from Kredit Bee India, you will first have to submit an online application form. This form requires basic personal information such as name, address, and income. You must also provide your PAN and Aadhaar details.
Kredit Bee India has earned many positive reviews from customers for its convenient and hassle-free loan application process. According to customer feedback, the company’s quick turnaround time on loan applications is a major plus point.
Kredit Bee India has a dedicated customer service team available to answer any questions or concerns that customers may have regarding their loan application. Customers can reach out to Kredit Bee India via email at [email protected], phone at +91-800-852-8800, or by visiting the company’s physical offices in cities like Mumbai, Delhi, and Bengaluru.
How to repay loan
Repaying a loan taken from Kredit Bee India is simple and straightforward. Customers can choose from various repayment options such as Equated Monthly Instalment (EMI) plan, lump sum payments, and post-dated cheques. Depending on their preference and financial situation, customers can opt for any of these repayment options.
How to take a loan in Kredit Bee?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the India;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure Kredit Bee
I know everything about the India financial market because I have been working in the financial sector for more than five years.